Welfare broker

FARMERS UNION SERVICE ASSOCIATION

Mailing address (most recent filing)

1415 12TH AVENUE SE

JAMESTOWN, ND 58401

Total comp: $130K
Commissions: $96K
Fees: $34K
Filings: 4
Sponsors: 4

Carrier mix

Where FARMERS UNION SERVICE ASSOCIATION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY50.0%
HEALTH PARTNERS INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$122K	50.0%
HEALTH PARTNERS INSURANCE COMPANY	1	$2.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ND	2	$2.1M	0.6%	346.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FARMERS UNION SERVICE ASSOCIATION's plans by broker comp / premium ratio. Median 12.90% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FARMERS UNION SERVICE ASSOCIATION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FARMERS UNION SERVICE ASSOCIATION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RYDELL AUTO CENTER INC RYDELL AUTO CENTER INC WELFARE BENEFIT PLAN	ND	$2.0M	$90K	HEALTH PARTNERS INSURANCE COMPANY
NEWMAN SIGNS, INC. NEWMAN SIGNS, INC. CAFETERIA PLAN	ND	$122K	$26K	LINCOLN NATIONAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$122K

50.0%

HEALTH PARTNERS INSURANCE COMPANY

$2.0M

50.0%

State

Plans

Premium

State share

Index

$2.1M

0.6%

346.98x

Sponsor

Loc

Premium

Comp

Carrier

RYDELL AUTO CENTER INC

RYDELL AUTO CENTER INC WELFARE BENEFIT PLAN

$2.0M

$90K

HEALTH PARTNERS INSURANCE COMPANY

NEWMAN SIGNS, INC.

NEWMAN SIGNS, INC. CAFETERIA PLAN

$122K

$26K

LINCOLN NATIONAL LIFE INSURANCE COMPANY