Welfare broker

FAIRVIEW INSURANCE AGENCY

Mailing address (most recent filing)

25 FAIRVIEW AVE

VERONA, NJ 07044

Total comp: $19K
Commissions: $19K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where FAIRVIEW INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HORIZON HEALTHCARE SERVICES, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HORIZON HEALTHCARE SERVICES, INC.	1	$758K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$758K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FAIRVIEW INSURANCE AGENCY's plans by broker comp / premium ratio. Median 3.16% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FAIRVIEW INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FAIRVIEW INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LOCAL 68 ENGINEERS UNION WELFARE BOARD OF TRUSTEES LOCAL 68 ENGINEERS UNION WELFARE PLAN	NJ	$758K	$24K	HORIZON HEALTHCARE SERVICES INC