Welfare broker

F. A. PEABODY COMPANY

Mailing address (most recent filing)

29 NORTH STREET

HOULTON, ME 04730

Total comp: $11K
Commissions: $11K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where F. A. PEABODY COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$98K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	2	$98K	0.5%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of F. A. PEABODY COMPANY's plans by broker comp / premium ratio. Median 11.33% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of F. A. PEABODY COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where F. A. PEABODY COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
F. A. PEABODY COMPANY F. A. PEABODY COMPANY LONG TERM CARE PLAN	ME	$42K	$6K	UNUM LIFE INSURANCE COMPANY OF AMERICA
F. A. PEABODY COMPANY F. A. PEABODY COMPANY BASIC LIFE, AD&D & LTD PLAN	ME	$56K	$5K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$98K

100.0%

State

Plans

Premium

State share

Index

$98K

0.5%

296.27x

Sponsor

Loc

Premium

Comp

Carrier

F. A. PEABODY COMPANY

F. A. PEABODY COMPANY LONG TERM CARE PLAN

$42K

$6K

UNUM LIFE INSURANCE COMPANY OF AMERICA

F. A. PEABODY COMPANY

F. A. PEABODY COMPANY BASIC LIFE, AD&D & LTD PLAN

$56K

$5K

UNUM LIFE INSURANCE COMPANY OF AMERICA