Welfare broker

EXTERNAL AGENT

Mailing address (most recent filing)

UNKNOWN

AMHERST, NY 14228

Total comp: $80K
Commissions: $80K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where EXTERNAL AGENT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	1	$782K	50.0%
BLUE CROSS OF CALIFORNIA	1	$622K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.4M	0.1%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EXTERNAL AGENT's plans by broker comp / premium ratio. Median 4.17% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of EXTERNAL AGENT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EXTERNAL AGENT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HELIGROUP HOLDINGS, INC. HELIGROUP HOLDINGS, INC. WELFARE PLAN	MI	$782K	$47K	BLUE CARE NETWORK OF MICHIGAN
ASKAR MANAGEMENT GROUP, LLC. ASKAR MANAGEMENT GROUP, LLC, PAPA ROMANO'S ENTERPRISES, LLC, BREADEAUX'S PISA, LLC, STUCCHI'S MANUFACTURING PLANT, LLC GROUP HEALTH PLAN	MI	$622K	$15K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CARE NETWORK OF MICHIGAN

$782K

50.0%

BLUE CROSS OF CALIFORNIA

$622K

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.1%

41.13x

Sponsor

Loc

Premium

Comp

Carrier

HELIGROUP HOLDINGS, INC.

HELIGROUP HOLDINGS, INC. WELFARE PLAN

$782K

$47K

BLUE CARE NETWORK OF MICHIGAN

ASKAR MANAGEMENT GROUP, LLC.

ASKAR MANAGEMENT GROUP, LLC, PAPA ROMANO'S ENTERPRISES, LLC, BREADEAUX'S PISA, LLC, STUCCHI'S MANUFACTURING PLANT, LLC GROUP HEALTH PLAN

$622K

$15K

BLUE CROSS BLUE SHIELD OF MICHIGAN