Welfare broker

EXECUTIVE FINANCIAL BENE-FACTS INC

Mailing address (most recent filing)

4601 WILSHIRE BLVD SUITE 200

LOS ANGELES, CA 90010

Total comp: $1.9M
Commissions: $1.7M
Fees: $203K
Filings: 15
Sponsors: 15

Carrier mix

Where EXECUTIVE FINANCIAL BENE-FACTS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
METROPOLITAN LIFE INSURANCE COMPANY16.7%
KAISER FOUNDATION HEALTH PLAN INC16.7%
BLUE CROSS OF CALIFORNIA16.7%
AETNA LIFE INSURANCE COMPANY16.7%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$4.6M	33.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$13.2M	16.7%
KAISER FOUNDATION HEALTH PLAN INC	1	$6.9M	16.7%
BLUE CROSS OF CALIFORNIA	1	$2.2M	16.7%
AETNA LIFE INSURANCE COMPANY	1	$7.9M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	5	$32.8M	0.1%	10.63x
NJ	1	$2.0M	0.0%	7.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EXECUTIVE FINANCIAL BENE-FACTS INC's plans by broker comp / premium ratio. Median 5.36% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of EXECUTIVE FINANCIAL BENE-FACTS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where EXECUTIVE FINANCIAL BENE-FACTS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MUNGER TOLLES & OLSON WELFARE BENEFITS PLAN	CA	$6.9M	$486K	KAISER FOUNDATION HEALTH PLAN INC
GIBSON, DUNN & CRUTCHER LLP GIBSON, DUNN & CRUTCHER FLEX PLAN	CA	$13.2M	$481K	METROPOLITAN LIFE INSURANCE COMPANY
RUBIN POSTAER AND ASSOCIATES RPA HEALTH & WELFARE BENEFITS PLAN	CA	$7.9M	$457K	AETNA LIFE INSURANCE CO
DAVID&GOLIATH DAVID&GOLIATH HEALTH AND WELFARE PLAN	CA	$2.6M	$142K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
AYZENBERG GROUP INC AYZENBERG HEALTH & WELFARE BENEFITS PLAN	CA	$2.2M	$116K	BLUE CROSS OF CALIFORNIA
MARTIN BAUER GROUP MARTIN BAUER GROUP EMPLOYEE BENEFITS PLAN	NJ	$2.0M	$100K	CIGNA HEALTH AND LIFE INSURANCE COMPANY