Welfare broker

ETHOS RISK ADVISORS LLC

Mailing address (most recent filing)

4547 LAKE SHORE DRIVE

WACO, TX 76710

Total comp: $33K
Commissions: $33K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where ETHOS RISK ADVISORS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$1.7M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ETHOS RISK ADVISORS LLC's plans by broker comp / premium ratio. Median 1.48% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ETHOS RISK ADVISORS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ETHOS RISK ADVISORS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MCLENNAN COUNTY MEDICAL EDUCATION AND RESEARCH FOUNDATION FAMILY HEALTH CENTER EMPLOYEE BENEFIT PLAN	TX	$1.7M	$25K	TOKIO MARINE