Welfare broker

ET COMMUNICATIONS LLC

Mailing address (most recent filing)

1660 NORTH PROSPECT AVENUE

MILWAUKEE, WI 53202

Total comp: $1K
Commissions: $1K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ET COMMUNICATIONS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$34K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$34K	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ET COMMUNICATIONS LLC's plans by broker comp / premium ratio. Median 3.91% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ET COMMUNICATIONS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ET COMMUNICATIONS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DIVERSATEK, INC. DIVERSATEK, INC. BENEFITS PLAN	WI	$34K	$1K	UNUM LIFE INSURANCE COMPANY OF AMERICA