Welfare broker

ESTES PEGRAM HOLLIFIELD

Mailing address (most recent filing)

300 VESTAVIA PKWY

VESTAVIA, AL 35216

Total comp: $201K
Commissions: $201K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where ESTES PEGRAM HOLLIFIELD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	2	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	2	$1.4M	0.2%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ESTES PEGRAM HOLLIFIELD's plans by broker comp / premium ratio. Median 9.53% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ESTES PEGRAM HOLLIFIELD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ESTES PEGRAM HOLLIFIELD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DRUMMOND COMPANY, INC. GROUP INSURANCE PLAN OF DRUMMOND COAL COMPANY	AL	$1.3M	$130K	LIFE INSURANCE COMPANY OF NORTH AMERICA
DRUMMOND COMPANY, INC. GROUP LIFE HEALTH WEEKLY ACCIDENT & SICKNESS INSURANCE POLICY HOURLY EMPLOYEES AT THE COKE PLANT	AL	$107K	$10K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$1.4M

100.0%

State

Plans

Premium

State share

Index

$1.4M

0.2%

107.78x

Sponsor

Loc

Premium

Comp

Carrier

DRUMMOND COMPANY, INC.

GROUP INSURANCE PLAN OF DRUMMOND COAL COMPANY

$1.3M

$130K

LIFE INSURANCE COMPANY OF NORTH AMERICA

DRUMMOND COMPANY, INC.

GROUP LIFE HEALTH WEEKLY ACCIDENT & SICKNESS INSURANCE POLICY HOURLY EMPLOYEES AT THE COKE PLANT

$107K

$10K

LIFE INSURANCE COMPANY OF NORTH AMERICA