Welfare broker

ERNEST TAYLOR

Mailing address (most recent filing)

327 E CARRIAGE LANE

WASHINGTON, UT 84780

Total comp: $56K
Commissions: $56K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ERNEST TAYLOR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	2	$350K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$350K	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ERNEST TAYLOR's plans by broker comp / premium ratio. Median 16.00% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ERNEST TAYLOR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ERNEST TAYLOR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BROTHERHOOD OF LOCOMOTIVE ENGINEERS MRL - THE STANDARD STD	NC	$275K	$44K	STANDARD INSURANCE COMPANY
BROTHERHOOD OF LOCOMOTIVE ENGINEERS MRL - THE STANDARD LTD	NC	$76K	$12K	STANDARD INSURANCE COMPANY