Welfare broker

ENERGY INS AGENCY INC

Mailing address (most recent filing)

3008 ATKINSON AVE.

LEXINGTON, KY 40509

Total comp: $256K
Commissions: $226K
Fees: $30K
Filings: 4
Sponsors: 4

Carrier mix

Where ENERGY INS AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICAL MUTUAL50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICAL MUTUAL	1	$2.5M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$2.5M	0.0%	3.86x
KY	1	$1.1M	0.0%	9.85x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ENERGY INS AGENCY INC's plans by broker comp / premium ratio. Median 8.10% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ENERGY INS AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ENERGY INS AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OHIO ALUMINUM INDUSTRIES, INC. OHIO ALUMINUM INDUSTRIES, INC. EMPLOYEE BENEFIT PLAN	OH	$2.5M	$237K	MEDICAL MUTUAL
MIDDLESBORO COCA-COLA BOTTLING WORKS, INC. MIDDLESBORO COCA-COLA BOTTLING WELFARE BENEFIT PLAN	KY	$1.1M	$77K	ANTHEM HEALTH PLANS OF KY, INC.

Carrier

Plans

Premium

MEDICAL MUTUAL

$2.5M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$1.1M

50.0%

State

Plans

Premium

State share

Index

$2.5M

0.0%

3.86x

$1.1M

0.0%

9.85x

Sponsor

Loc

Premium

Comp

Carrier

OHIO ALUMINUM INDUSTRIES, INC.

OHIO ALUMINUM INDUSTRIES, INC. EMPLOYEE BENEFIT PLAN

$2.5M

$237K

MEDICAL MUTUAL

MIDDLESBORO COCA-COLA BOTTLING WORKS, INC.

MIDDLESBORO COCA-COLA BOTTLING WELFARE BENEFIT PLAN

$1.1M

$77K

ANTHEM HEALTH PLANS OF KY, INC.