Welfare broker

EMPOWERME BENEFITS, LLC

Mailing address (most recent filing)

77 BRANT AVE SUITE 206

CLARK, NJ 07066

Total comp: $61K
Commissions: $61K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where EMPOWERME BENEFITS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$246K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$246K	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPOWERME BENEFITS, LLC's plans by broker comp / premium ratio. Median 6.76% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMPOWERME BENEFITS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMPOWERME BENEFITS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UIG, INC. DBA UNITED INSURANCE UIG INC. DBA UNITED INSURANCE BENEFIT PLAN	ME	$246K	$17K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA