Welfare broker

EMPOW3R BENEFITS, INC.

Mailing address (most recent filing)

1923 WASHINGTON AVENUE, SUITE 2292

HOUSTON, TX 77007

Total comp: $22K
Commissions: $22K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where EMPOW3R BENEFITS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$146K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$146K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPOW3R BENEFITS, INC.'s plans by broker comp / premium ratio. Median 12.51% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMPOW3R BENEFITS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMPOW3R BENEFITS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
I. E. SMART SYSTEMS, LLC I.E. SMART SYSTEMS LLC	TX	$146K	$18K	PRINCIPAL LIFE INSURANCE COMPANY