Welfare broker

EMPLOYERS NATIONAL EXPERT RESOURCE

Mailing address (most recent filing)

33302 VALLE ROAD, BLDG B, STE 250

SAN JUAN CAPISTRANO, CA 92675

Total comp: $201K
Commissions: $201K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where EMPLOYERS NATIONAL EXPERT RESOURCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$10K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$10K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYERS NATIONAL EXPERT RESOURCE's plans by broker comp / premium ratio. Median 12.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMPLOYERS NATIONAL EXPERT RESOURCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMPLOYERS NATIONAL EXPERT RESOURCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMMERCIAL CUSTOM SEATING & UPHOLSTERY INC. COMMERCIAL CUSTOM SEATING & UPHOLSTERY INC. WELFARE BENEFIT PLAN	CA	$10K	$1K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$10K

100.0%

State

Plans

Premium

State share

Index

$10K

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

COMMERCIAL CUSTOM SEATING & UPHOLSTERY INC.

COMMERCIAL CUSTOM SEATING & UPHOLSTERY INC. WELFARE BENEFIT PLAN

$10K

$1K

UNITED OF OMAHA LIFE INSURANCE COMPANY