Welfare broker

EMPLOYER'S NATIONAL EXPERT RESOURCE

Mailing address (most recent filing)

6B LIBERTY

SUITE 200

ALISO VIEJO, CA 92656

Total comp: $205K
Commissions: $205K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where EMPLOYER'S NATIONAL EXPERT RESOURCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NET50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NET	1	$643K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$938K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$1.6M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYER'S NATIONAL EXPERT RESOURCE's plans by broker comp / premium ratio. Median 5.70% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of EMPLOYER'S NATIONAL EXPERT RESOURCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EMPLOYER'S NATIONAL EXPERT RESOURCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BUDGET HOLDINGS INC BUDGET HOLDINGS INC WELFARE BENEFITS PLAN	CA	$938K	$60K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
ARCHITECTURAL COATINGS, INC. ARCHITECTURAL COATINGS, INC. WELFARE BENEFIT PLAN	CA	$643K	$32K	HEALTH NET

Carrier

Plans

Premium

HEALTH NET

$643K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$938K

50.0%

State

Plans

Premium

State share

Index

$1.6M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

BUDGET HOLDINGS INC

BUDGET HOLDINGS INC WELFARE BENEFITS PLAN

$938K

$60K

ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY

ARCHITECTURAL COATINGS, INC.

ARCHITECTURAL COATINGS, INC. WELFARE BENEFIT PLAN

$643K

$32K

HEALTH NET