Welfare broker

EMPLOYEE PLANS AND INS CONSULTANTS

Mailing address (most recent filing)

PO BOX 35402

GREENSBORO, NC 27425

Total comp: $1.5M
Commissions: $1.4M
Fees: $149K
Filings: 8
Sponsors: 8

Carrier mix

Where EMPLOYEE PLANS AND INS CONSULTANTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY62.5%
AETNA LIFE INSURANCE COMPANY25.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA12.5%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	5	$6.2M	62.5%
AETNA LIFE INSURANCE COMPANY	2	$3.4M	25.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$378K	12.5%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	8	$10.0M	0.3%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE PLANS AND INS CONSULTANTS's plans by broker comp / premium ratio. Median 20.88% vs welfare-wide median 6.29% (n=8).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE PLANS AND INS CONSULTANTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-8 of 8 sponsors where EMPLOYEE PLANS AND INS CONSULTANTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALEX LEE, INC. ALEX LEE INC. EMPLOYEE, DEPENDENT LIFE INSURANCE AND AD&D PLAN	NC	$2.3M	$452K	LINCOLN NATIONAL LIFE INSURANCE COMPANY
ALEX LEE, INC. HEALTH BENEFITS PLAN FOR ALEX LEE, INC. ET AL	NC	$3.0M	$273K	AETNA LIFE INSURANCE COMPANY
ALEX LEE, INC. ALEX LEE, INC. CRITICAL ILLNESS INSURANCE PLAN	NC	$839K	$268K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
ALEX LEE, INC. ALEX LEE, INC. HOSPITAL IDEMNITY PLAN	NC	$708K	$262K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
ALEX LEE, INC. ALEX LEE INC. LONG TERM DISABILITY PLAN	NC	$1.8M	$199K	LINCOLN NATIONAL LIFE INSURANCE COMPANY
ALEX LEE, INC. ALEX LEE, INC. ACCIDENT INSURANCE PLAN	NC	$521K	$173K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
ALEX LEE, INC. ALEX LEE, INC. INDIVIDUAL DISABILITY INSURANCE PLAN	NC	$378K	$84K	PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
ALEX LEE, INC. ALEX LEE, INC. GROUP BENEFITS PROGRAM FOR PART-TIME EMPLOYEES	NC	$370K	$28K	AETNA LIFE INSURANCE COMPANY