Welfare broker

EMPLOYEE BENEFITS INTERNATIONAL

Mailing address (most recent filing)

8828 NORTH CENTRAL AVENUE

SUITE 100

PHOENIX, AZ 85020

Total comp: $271K
Commissions: $183K
Fees: $88K
Filings: 13
Sponsors: 13

Carrier mix

Where EMPLOYEE BENEFITS INTERNATIONAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT66.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	2	$723K	66.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$917K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AZ	2	$723K	0.1%	57.27x
OH	1	$917K	0.0%	2.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFITS INTERNATIONAL's plans by broker comp / premium ratio. Median 11.25% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFITS INTERNATIONAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where EMPLOYEE BENEFITS INTERNATIONAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE GORMAN-RUPP COMPANY THE GORMAN-RUPP COMPANY HEALTH AND WELFARE PLAN	OH	$917K	$73K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
CENTER FOR ORTHOPEDIC RESEARCH AND EDUCATION, LLC EDUCATION'S HEALTH & WELFARE BENEFITS PLAN	AZ	$599K	$67K	HARTFORD LIFE AND ACCIDENT
2ND CHANCE TREATMENT CENTERS, LLC 2ND CHANCE TREATMENT CENTERS, LLC GROUP INSURANCE PLAN	AZ	$124K	$18K	HARTFORD LIFE AND ACCIDENT

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$723K

66.7%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$917K

33.3%

State

Plans

Premium

State share

Index

$723K

0.1%

57.27x

$917K

0.0%

2.57x

Sponsor

Loc

Premium

Comp

Carrier

THE GORMAN-RUPP COMPANY

THE GORMAN-RUPP COMPANY HEALTH AND WELFARE PLAN

$917K

$73K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

CENTER FOR ORTHOPEDIC RESEARCH AND EDUCATION, LLC

EDUCATION'S HEALTH & WELFARE BENEFITS PLAN

$599K

$67K

HARTFORD LIFE AND ACCIDENT

2ND CHANCE TREATMENT CENTERS, LLC

2ND CHANCE TREATMENT CENTERS, LLC GROUP INSURANCE PLAN

$124K

$18K

HARTFORD LIFE AND ACCIDENT