Welfare broker

EMPLOYEE BENEFITS CENTER

Mailing address (most recent filing)

494 MAPLE AVE

SARATOGA SPRINGS, NY 12866

Total comp: $0
Commissions: $0
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where EMPLOYEE BENEFITS CENTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC.	2	$308K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$308K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFITS CENTER's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFITS CENTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EMPLOYEE BENEFITS CENTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WINN CONSTRUCTION SERVICES INSURANCE WINN CONSTRUCTION SERVICES INSURANCE PROGRAM	NY	$263K	$0	CDPHP
S.Y. KIM LAND SURVEYOR, P.C. S. Y. KIM LAND SURVEYOR, P. C. INSURANCE PROGRAM	NY	$45K	$0	CDPHP

Carrier

Plans

Premium

CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC.

$308K

100.0%

State

Plans

Premium

State share

Index

$308K

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

WINN CONSTRUCTION SERVICES INSURANCE

WINN CONSTRUCTION SERVICES INSURANCE PROGRAM

$263K

CDPHP

S.Y. KIM LAND SURVEYOR, P.C.

S. Y. KIM LAND SURVEYOR, P. C. INSURANCE PROGRAM

$45K

CDPHP