Welfare broker

EMPLOYEE BENEFIT SVCS OF MARYLAND

Mailing address (most recent filing)

575 SOUTH CHARLES STREET, SUITE 300

BALTIMORE, MD 21201

Total comp: $76K
Commissions: $48K
Fees: $29K
Filings: 4
Sponsors: 4

Carrier mix

Where EMPLOYEE BENEFIT SVCS OF MARYLAND places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$1.2M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFIT SVCS OF MARYLAND's plans by broker comp / premium ratio. Median 8.61% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFIT SVCS OF MARYLAND's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMPLOYEE BENEFIT SVCS OF MARYLAND is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ATHELAS INSTITUTE, INC. ATHELAS INSTITUTE, INC. HEALTH AND WELFARE BENEFITS PLAN	MD	$1.2M	$99K	KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$1.2M

100.0%

State

Plans

Premium

State share

Index

$1.2M

0.1%

71.90x

Sponsor

Loc

Premium

Comp

Carrier

ATHELAS INSTITUTE, INC.

ATHELAS INSTITUTE, INC. HEALTH AND WELFARE BENEFITS PLAN

$1.2M

$99K

KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.