Welfare broker

EMPLOYEE BENEFIT CONSULTING LLC

Mailing address (most recent filing)

PAUL P COGLITORE

8646 EAGLE CREEK CIR STE 106

SAVAGE, MN 55378

Total comp: $155K
Commissions: $155K
Fees: $19
Filings: 15
Sponsors: 15

Carrier mix

Where EMPLOYEE BENEFIT CONSULTING LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICA INSURANCE COMPANY50.0%
HEALTHPARTNERS INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICA INSURANCE COMPANY	1	$962K	50.0%
HEALTHPARTNERS INSURANCE COMPANY	1	$82K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	2	$1.0M	0.1%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFIT CONSULTING LLC's plans by broker comp / premium ratio. Median 6.77% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFIT CONSULTING LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EMPLOYEE BENEFIT CONSULTING LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SCHULER SHOES, INC. SCHULER SHOES INC. HEALTH INSURANCE PLAN	MN	$962K	$34K	MEDICA INSURANCE COMPANY
SCHULER SHOES, INC. SCHULER SHOES, INC. DENTAL INSURANCE PLAN	MN	$82K	$8K	HEALTHPARTNERS, INC

Carrier

Plans

Premium

MEDICA INSURANCE COMPANY

$962K

50.0%

HEALTHPARTNERS INSURANCE COMPANY

$82K

50.0%

State

Plans

Premium

State share

Index

$1.0M

0.1%

50.15x

Sponsor

Loc

Premium

Comp

Carrier

SCHULER SHOES, INC.

SCHULER SHOES INC. HEALTH INSURANCE PLAN

$962K

$34K

MEDICA INSURANCE COMPANY

SCHULER SHOES, INC.

SCHULER SHOES, INC. DENTAL INSURANCE PLAN

$82K

$8K

HEALTHPARTNERS, INC