Welfare broker

EMI HEALTH

Mailing address (most recent filing)

5101 S COMMERCE DR

MURRAY, UT 84107

Total comp: $15K
Commissions: $11K
Fees: $4K
Filings: 2
Sponsors: 2

Carrier mix

Where EMI HEALTH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$1.7M	0.1%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMI HEALTH's plans by broker comp / premium ratio. Median 0.51% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMI HEALTH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMI HEALTH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EDUCATORS MUTUAL INSURANCE ASSOCIATION EDUCATORS MUTUAL INSURANCE ASSC OF UTAH WELFARE BENEFIT PLAN	UT	$1.7M	$9K	EDUCATORS MUTUAL INSURANCE ASSC OF UTAH