Welfare broker

EMI

Mailing address (most recent filing)

700 CENTRAL PARKWAY

STUART, FL 34994

Total comp: $20K
Commissions: $20K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where EMI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.4M	0.0%	25.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMI's plans by broker comp / premium ratio. Median 6.50% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RLS (USA), INC. RLS (USA), INC. EMPLOYEE BENEFITS PLAN	FL	$1.4M	$91K	PRUDENTIAL INSURANCE COMPANY OF AMERICA