Welfare broker

EMERY & WEBB INC

Mailing address (most recent filing)

989 MAIN STREET

FISHKILL, NY 12524

Total comp: $26K
Commissions: $26K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where EMERY & WEBB INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$702K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$702K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMERY & WEBB INC's plans by broker comp / premium ratio. Median 5.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMERY & WEBB INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMERY & WEBB INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EMERY & WEBB, INC. EMERY & WEBB, INC. GROUP LIFE	NY	$702K	$38K	AETNA LIFE INSURANCE COMPANY AND AFFILIATES