Welfare broker

EMERAL COAST BENEFIT ADVISORS LLC

Mailing address (most recent filing)

1202 COLORADO AVE

LYNN HAVEN, FL 32444

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where EMERAL COAST BENEFIT ADVISORS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$13K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$13K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMERAL COAST BENEFIT ADVISORS LLC's plans by broker comp / premium ratio. Median 12.94% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EMERAL COAST BENEFIT ADVISORS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EMERAL COAST BENEFIT ADVISORS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROBERTS AND ROBERTS, INC ROBERTS AND ROBERTS, INC. WELFARE BENEFIT PLAN_SUPPLEMENTAL	FL	$13K	$2K	HUMANA INSURANCE COMPANY