Welfare broker

EMEEL B. SALEM

Mailing address (most recent filing)

2839 CULVER ROAD, SUITE 206

BIRMINGHAM, AL 35223

Total comp: $18K
Commissions: $17K
Fees: $230
Filings: 2
Sponsors: 2

Carrier mix

Where EMEEL B. SALEM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
STANDARD INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$144K	50.0%
STANDARD INSURANCE COMPANY	1	$58K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	2	$202K	0.2%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMEEL B. SALEM's plans by broker comp / premium ratio. Median 10.43% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of EMEEL B. SALEM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EMEEL B. SALEM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PROXYSYSRX, INC. PROXYSYXRX, INC. HEALTH AND WELFARE PLAN	AL	$144K	$14K	UNUM LIFE INSURANCE COMPANY OF AMERICA
THE WISDOM GROUP, INC THE WISDOM GROUP, INC LIFE PLAN	AL	$58K	$6K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$144K

50.0%

STANDARD INSURANCE COMPANY

$58K

50.0%

State

Plans

Premium

State share

Index

$202K

0.2%

107.78x

Sponsor

Loc

Premium

Comp

Carrier

PROXYSYSRX, INC.

PROXYSYXRX, INC. HEALTH AND WELFARE PLAN

$144K

$14K

UNUM LIFE INSURANCE COMPANY OF AMERICA

THE WISDOM GROUP, INC

THE WISDOM GROUP, INC LIFE PLAN

$58K

$6K

STANDARD INSURANCE COMPANY