Welfare broker

ELMC LLC

Mailing address (most recent filing)

18 MARILYN RD

CORTLANDT MANOR, NY 105671605

Total comp: $615K
Commissions: $273K
Fees: $342K
Filings: 1
Sponsors: 1

Carrier mix

Where ELMC LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$32.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$32.7M	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ELMC LLC's plans by broker comp / premium ratio. Median 3.13% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ELMC LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ELMC LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BEST BUY CO., INC. BEST BUY HEALTH AND WELFARE WRAP PLAN	MN	$32.7M	$1.0M	HARTFORD LIFE AND ACCIDENT