Welfare broker

ELKO INSURANCE AGENCY INC.

Mailing address (most recent filing)

PO BOX 729

ESCONDIDO, CA 92026

Total comp: $19K
Commissions: $19K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ELKO INSURANCE AGENCY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SIMNSA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SIMNSA	1	$701K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$701K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ELKO INSURANCE AGENCY INC.'s plans by broker comp / premium ratio. Median 2.69% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ELKO INSURANCE AGENCY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ELKO INSURANCE AGENCY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUPERIOR READY MIX CONCRETE, L.P. SUPERIOR READY MIX CONCRETE, L.P. EMPLOYEE BENEFIT PLAN	CA	$701K	$19K	SIMNSA