Welfare broker

ELIZABETH URBANSKI

Mailing address (most recent filing)

1901 ROXBOROUGH RD

CHARLOTTE, NC 28211

Total comp: $51K
Commissions: $51K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ELIZABETH URBANSKI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$6.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$6.5M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ELIZABETH URBANSKI's plans by broker comp / premium ratio. Median 1.43% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ELIZABETH URBANSKI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ELIZABETH URBANSKI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GOODWILL INDUSTRIES OF THE SOUTHERN PIEDMONT, INC. GROUP INSURANCE FOR EMPLOYEES OF GOODWILL INDUSTRIES	NC	$6.5M	$92K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA