Welfare broker

ELIOT LAPPEN INS AGENCY INC.

Mailing address (most recent filing)

1087 BEACON ST., STE. 202

NEWTON CENTER, MA 02459

Total comp: $29K
Commissions: $28K
Fees: $2K
Filings: 2
Sponsors: 2

Carrier mix

Where ELIOT LAPPEN INS AGENCY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$296K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$296K	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ELIOT LAPPEN INS AGENCY INC.'s plans by broker comp / premium ratio. Median 13.52% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ELIOT LAPPEN INS AGENCY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ELIOT LAPPEN INS AGENCY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ASAHI AMERICA, INC. ASAHI AMERICA INC. LIFE AND DISABILITY PLAN	MA	$296K	$40K	STANDARD INSURANCE COMPANY