Welfare broker

EDWARD CHICOSKI III

Mailing address (most recent filing)

301 ALBANY TURNPIKE

ALBANY, NY 06019

Total comp: $19K
Commissions: $14K
Fees: $5K
Filings: 3
Sponsors: 3

Carrier mix

Where EDWARD CHICOSKI III places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$373K	50.0%
AETNA LIFE INSURANCE COMPANY	1	$277K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$373K	0.0%	9.91x
FL	1	$277K	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EDWARD CHICOSKI III's plans by broker comp / premium ratio. Median 2.55% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of EDWARD CHICOSKI III's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EDWARD CHICOSKI III is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES C/O AMALGAMATED EMP BENEFITS ADMIN. DISTRICT 6 HEALTH PLAN	NY	$373K	$13K	UNITEDHEALTHCARE INSURANCE COMPANY
BOARD OF TRUSTEES ASBESTOS WORKERS LOCAL 42 WELFARE FUND ASBESTOS WORKERS LOCAL 42 WELFARE FUND	FL	$277K	$5K	AETNA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$373K

50.0%

AETNA LIFE INSURANCE COMPANY

$277K

50.0%

State

Plans

Premium

State share

Index

$373K

0.0%

9.91x

$277K

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

BOARD OF TRUSTEES C/O AMALGAMATED EMP BENEFITS ADMIN.

DISTRICT 6 HEALTH PLAN

$373K

$13K

UNITEDHEALTHCARE INSURANCE COMPANY

BOARD OF TRUSTEES ASBESTOS WORKERS LOCAL 42 WELFARE FUND

ASBESTOS WORKERS LOCAL 42 WELFARE FUND

$277K

$5K

AETNA LIFE INSURANCE COMPANY