Welfare broker

ECONOWORLD AGENCY, INC.

Mailing address (most recent filing)

222 BRUCE REYNOLDS BLVD

SUITE 440

FORT LEE, NJ 07204

Total comp: $572K
Commissions: $425K
Fees: $147K
Filings: 4
Sponsors: 4

Carrier mix

Where ECONOWORLD AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NIPPON LIFE INSURANCE COMPANY OF AMERICA33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NIPPON LIFE INSURANCE COMPANY OF AMERICA	1	$939K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$3.8M	33.3%
AETNA LIFE INSURANCE COMPANY	1	$10.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$3.8M	0.0%	7.99x
NY	1	$10.0M	0.0%	6.61x
NJ	1	$939K	0.0%	15.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ECONOWORLD AGENCY, INC.'s plans by broker comp / premium ratio. Median 5.82% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ECONOWORLD AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ECONOWORLD AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INDUSTRIAL BANK OF KOREA INDUSTRIAL BANK OF KOREA HEALTH & WELFARE PLAN	NY	$10.0M	$582K	AETNA LIFE INSURANCE COMPANY
HIOSSEN, INC. HIOSSEN, INC. EMPLOYEE BENEFIT PROGRAM	PA	$3.8M	$181K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
SJS HOSPITALITY LLC SJS HOSPITALITY LLC MEDICAL PLAN	NJ	$939K	$77K	NIPPON LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

NIPPON LIFE INSURANCE COMPANY OF AMERICA

$939K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$3.8M

33.3%

AETNA LIFE INSURANCE COMPANY

$10.0M

33.3%

State

Plans

Premium

State share

Index

$3.8M

0.0%

7.99x

$10.0M

0.0%

6.61x

$939K

0.0%

15.46x

Sponsor

Loc

Premium

Comp

Carrier

INDUSTRIAL BANK OF KOREA

INDUSTRIAL BANK OF KOREA HEALTH & WELFARE PLAN

$10.0M

$582K

AETNA LIFE INSURANCE COMPANY

HIOSSEN, INC.

HIOSSEN, INC. EMPLOYEE BENEFIT PROGRAM

$3.8M

$181K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

SJS HOSPITALITY LLC

SJS HOSPITALITY LLC MEDICAL PLAN

$939K

$77K

NIPPON LIFE INSURANCE COMPANY OF AMERICA