Welfare broker

EBS ADVISORS, INC

Mailing address (most recent filing)

2805 E OAKLAND PARK BLVD

450

FORT LAUDERDALE, FL 33306

Total comp: $692K
Commissions: $669K
Fees: $24K
Filings: 4
Sponsors: 4

Carrier mix

Where EBS ADVISORS, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS66.7%
UNITED HEALTHCARE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	2	$1.7M	66.7%
UNITED HEALTHCARE INSURANCE COMPANY	1	$507K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	3	$2.2M	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EBS ADVISORS, INC's plans by broker comp / premium ratio. Median 6.34% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of EBS ADVISORS, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where EBS ADVISORS, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE LAS OLAS COMPANY THE LAS OLAS COMPANY AND SUBSIDIARIES PREMIUM CONVERSION PLAN	FL	$1.0M	$654K	HEALTH OPTIONS
CORAL RIDGE GOLF COURSE, INC CORAL RIDGE GOLF COURSE EMPLOYEE WELFARE BENEFIT PROGRAM	FL	$736K	$34K	HEALTH OPTIONS
NATIONAL MARINE SUPPLIERS NATIONAL MARINE SUPPLIERS HEALTH AND WELFARE PLAN	FL	$507K	$32K	UNITED HEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UPMC HEALTH OPTIONS

$1.7M

66.7%

UNITED HEALTHCARE INSURANCE COMPANY

$507K

33.3%

State

Plans

Premium

State share

Index

$2.2M

0.1%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

THE LAS OLAS COMPANY

THE LAS OLAS COMPANY AND SUBSIDIARIES PREMIUM CONVERSION PLAN

$1.0M

$654K

HEALTH OPTIONS

CORAL RIDGE GOLF COURSE, INC

CORAL RIDGE GOLF COURSE EMPLOYEE WELFARE BENEFIT PROGRAM

$736K

$34K

HEALTH OPTIONS

NATIONAL MARINE SUPPLIERS

NATIONAL MARINE SUPPLIERS HEALTH AND WELFARE PLAN

$507K

$32K

UNITED HEALTHCARE INSURANCE COMPANY