Welfare broker

EBERTS & HARRISON INC

Mailing address (most recent filing)

1604 RIDGESIDE DR., SUITE 203

MT. AIRY, MD 21771

Total comp: $12K
Commissions: $12K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where EBERTS & HARRISON INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNION SECURITY INSURANCE COMPANY50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNION SECURITY INSURANCE COMPANY	1	$206K	50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$55K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$206K	0.0%	23.18x
DC	1	$55K	0.2%	88.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EBERTS & HARRISON INC's plans by broker comp / premium ratio. Median 5.61% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of EBERTS & HARRISON INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EBERTS & HARRISON INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ILA LOCAL #1478-2 HEALTH&WELFARE FUND ILA LOCAL 1478-2 HEALTH & WELFARE FUND	NJ	$206K	$6K	THE UNION LABOR LIFE INSURANCE CO.
COMMUNICATIONS WORKERS OF AMERICA, AFL-CIO, CLC COMMUNICATIONS WORKERS OF AMERICA GROUP DISABILITY PLAN	DC	$55K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNION SECURITY INSURANCE COMPANY

$206K

50.0%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$55K

50.0%

State

Plans

Premium

State share

Index

$206K

0.0%

23.18x

$55K

0.2%

88.47x

Sponsor

Loc

Premium

Comp

Carrier

ILA LOCAL #1478-2 HEALTH&WELFARE FUND

ILA LOCAL 1478-2 HEALTH & WELFARE FUND

$206K

$6K

THE UNION LABOR LIFE INSURANCE CO.

COMMUNICATIONS WORKERS OF AMERICA, AFL-CIO, CLC

COMMUNICATIONS WORKERS OF AMERICA GROUP DISABILITY PLAN

$55K

$5K

UNITED OF OMAHA LIFE INSURANCE COMPANY