Welfare broker

EASTERN INSURANCE GROUP LLC

Mailing address (most recent filing)

PO BOX 193900

SAN JUAN, PR 00919

Carrier mix

Where EASTERN INSURANCE GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNIVERSAL LIFE INSURANCE COMPANY	2	$271K	33.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$5.1M	16.7%
TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.	1	$671K	16.7%
HARVARD PILGRIM HEALTH CARE	1	$7.3M	16.7%
FIRST MEDICAL HEALTH PLAN, INC.	1	$1.5M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PR	3	$1.8M	0.6%	111.53x
MA	3	$13.0M	0.1%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EASTERN INSURANCE GROUP LLC's plans by broker comp / premium ratio. Median 5.58% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of EASTERN INSURANCE GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where EASTERN INSURANCE GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RESOURCE MANAGEMENT INC THE RESOURCE MANAGEMENT INC BENEFITS PLAN	MA	$5.1M	$171K	UNITEDHEALTHCARE INSURANCE COMPANY
HORIZON BEVERAGE COMPANY HORIZON BEVERAGE COMPANY, INC. HEALTH AND WELFARE BENEFITS	MA	$7.3M	$153K	HARVARD PILGRIM HEALTH CARE
PONTIFICAL CATHOLIC UNIVERSITY OF PUERTO RICO PONTIFICAL CATHOLIC UNIVERSITY OF PR	PR	$1.5M	$96K	FIRST MEDICAL HEALTH PLAN, INC.
BAIM INSTITUTE FOR CLINICAL RESEARCH INC. BAIM INSTITUTE FOR CLINICAL RESEARCH, INC. HEALTH AND WELFARE BENEFITS PLAN	MA	$671K	$32K	TUFTS ASSOCIATED HEALTH MAINTANANCE ORG. INC.
PONTIFICAL CATHOLIC UNIVERSITY OF PUERTO RICO PUCPR GROUP LONG TERM DISABILITY PLAN	PR	$143K	$24K	UNIVERSAL LIFE INSURANCE COMPANY
PONTIFICAL CATHOLIC UNIVERSITY OF PUERTO RICO PUCPR GROUP LIFE INSURANCE PLAN	PR	$128K	$22K	UNIVERSAL LIFE INSURANCE COMPANY