Welfare broker

EASTERN BENEFITS GROUP

Mailing address (most recent filing)

PO BOX 4000

WAKEFIELD, MA 01880

Total comp: $2.9M
Commissions: $2.1M
Fees: $811K
Filings: 111
Sponsors: 111

Carrier mix

Where EASTERN BENEFITS GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.31.3%
BLUE CROSS OF CALIFORNIA25.0%
UNITEDHEALTHCARE INSURANCE COMPANY12.5%
UNITED OF OMAHA LIFE INSURANCE COMPANY12.5%
LIFE INSURANCE COMPANY OF NORTH AMERICA12.5%
MASS GENERAL BRIGHAM HEALTH PLAN6.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.	5	$7.0M	31.3%
BLUE CROSS OF CALIFORNIA	4	$7.2M	25.0%
UNITEDHEALTHCARE INSURANCE COMPANY	2	$3.1M	12.5%
UNITED OF OMAHA LIFE INSURANCE COMPANY	2	$372K	12.5%
LIFE INSURANCE COMPANY OF NORTH AMERICA	2	$3.3M	12.5%
MASS GENERAL BRIGHAM HEALTH PLAN	1	$2.7M	6.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	16	$23.6M	0.6%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EASTERN BENEFITS GROUP's plans by broker comp / premium ratio. Median 3.62% vs welfare-wide median 6.29% (n=16).

Prospect-flag exposure · vs market baseline

Share of EASTERN BENEFITS GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-16 of 16 sponsors where EASTERN BENEFITS GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PAUL REVERE TRANSPORTATION PAUL REVERE TRANSPORTATION LLC HEALTH AND WELFARE BENEFITS PLAN	MA	$3.8M	$137K	TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC.
RACI HOLDINGS, LLC RACI HOLDINGS, LLC BENEFIT PLAN	MA	$1.4M	$92K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
TRINETX, LLC TRINETX, LLC HEALTH AND WELFARE PLANS	MA	$2.3M	$85K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
GENTLE GIANT MOVING CO., INC. GENTLE GIANT MOVING CO., INC. HEALTH & WELFARE PLAN	MA	$2.3M	$65K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
HORACE MANN EDUCATIONAL ASSOCIATES, INC. HMEA WELFARE BENEFIT PLAN	MA	$1.8M	$60K	UNITEDHEALTHCARE INSURANCE COMPANY
LINEDATA SERVICES, INC. LINEDATA SERVICES, INC. WELFARE BENEFITS PLAN	MA	$2.1M	$59K	TUFTS INSURANCE COMPANY
MORSECORP, INC MORSE CORPORATION HEALTH AND WELFARE PLAN	MA	$1.2M	$55K	TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.
TRILLIUM BREWING COMPANY TRILLIUM BREWING COMPANY HEALTH AND WELFARE PLANS	MA	$974K	$54K	TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC.
SPAGNOLO GISNESS & ASSOCIATES SPAGNOLO GISNESS ASSOCIATES DBA SGA ARCHITECTS HEALTH AND WELFARE BENEFITS PLAN	MA	$1.1M	$51K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
MASSACHUSETTS PROPERTY INSURANCE UNDERWRITING ASSOCIATION MASSACHUSETTS PROPERTY INSURANCE UNDERWRITING ASSOCIATION	MA	$2.7M	$50K	MASS GENERAL BRIGHAM HEALTH PLAN
HEALTHFIRST FAMILY CARE CENTER HEALTHFIRST FAMILY CARE CENTER, INC. HEALTH AND WELFARE BENEFITS PLAN	MA	$1.3M	$43K	UNITEDHEALTHCARE INSURANCE COMPANY
M & M TRANSPORT SERVICES, LLC M & M TRANSPORT SERVICES, LLC HEALTH & WELFARE PLAN	MA	$241K	$33K	UNITED OF OMAHA LIFE INSURANCE COMPANY
CAMBRIDGE COLLEGE CAMBRIDGE COLLEGE MEDICAL AND DENTAL PLAN	MA	$1.2M	$31K	TUFTS INSURANCE COMPANY
FREDERIC L. CHAMBERLAIN CENTER, INC. FREDERIC L. CHAMBERLAIN CENTER, INC. SECTION 125 PLAN	MA	$787K	$27K	TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.
BLUESTONE BANK BLUESTONE BANK LIFE AND DISABILITY PLAN	MA	$131K	$24K	UNITED OF OMAHA LIFE INSURANCE COMPANY
BARBARA LYNCH GRUPPO, INC. BARBARA LYNCH GRUPPO, INC. HEALTH AND WELFARE PLANS	MA	$202K	$18K	TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC.