Welfare broker

EAST TENNESSEE INSURANCE

Mailing address (most recent filing)

801 SUNSET DRIVE

BLDG A #2

JOHNSON CITY, TN 37604

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where EAST TENNESSEE INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$20K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$20K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EAST TENNESSEE INSURANCE's plans by broker comp / premium ratio. Median 21.83% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of EAST TENNESSEE INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EAST TENNESSEE INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PROVIDENCE ACADEMY ASSOCIATION, INC. PROVIDENCE ACADEMY ASSOCIATION, INC.	TN	$20K	$4K	USABLE LIFE