Welfare broker

DYNAMIC BENEFIT AGENCY

Mailing address (most recent filing)

3201 UNIVERSITY DRIVE, STE 400

AUBURN HILLS, MI 48326

Carrier mix

Where DYNAMIC BENEFIT AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	2	$2.2M	40.0%
RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA	1	$203K	20.0%
PRIORITY HEALTH	1	$16.2M	20.0%
EYEMED VISION CARE	1	$0	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	5	$18.7M	0.2%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DYNAMIC BENEFIT AGENCY's plans by broker comp / premium ratio. Median 9.83% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of DYNAMIC BENEFIT AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where DYNAMIC BENEFIT AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DYNAMIC HR SERVICES, LLC DYNAMIC HR MEDICAL BENEFIT PLAN	MI	$16.2M	$571K	PRIORITY HEALTH INSURANCE COMPANY
DYNAMIC HR SERVICES, LLC DYNAMIC HR DENTAL BENEFITS PLAN	MI	$1.2M	$115K	DELTA DENTAL OF MICHIGAN
DYNAMIC HR INC DYNAMIC HR DENTAL BENEFITS PLAN	MI	$1.1M	$107K	DELTA DENTAL OF MICHIGAN
DYNAMIC HR SERVICES, LLC DYNAMIC HR VISION BENEFITS PLAN	MI	$203K	$20K	RENAISSANCE LIFE AND HEALTH INSUR CO OF AMER
DYNAMIC HR INC DYNAMIC HR VISION BENEFITS PLAN	MI	$0	$0	EYEMED VISION CARE / FIDELITY SECURITY LIFE INS CO