Welfare broker

DUDUM FINANCIAL AND INSURANCE SERVI

Mailing address (most recent filing)

INC.

3505 MT. DIABLO BLVD

LAFAYETTE, CA 94549

Total comp: $1.1M
Commissions: $1.1M
Fees: $3K
Filings: 8
Sponsors: 8

Carrier mix

Where DUDUM FINANCIAL AND INSURANCE SERVI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY33.3%
UNITED AMERICAN INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$88K	33.3%
UNITED AMERICAN INSURANCE COMPANY	1	$152K	33.3%
BLUE CROSS OF CALIFORNIA	1	$13.1M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$13.3M	0.0%	11.14x
CA	1	$88K	0.0%	4.25x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DUDUM FINANCIAL AND INSURANCE SERVI's plans by broker comp / premium ratio. Median 7.92% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DUDUM FINANCIAL AND INSURANCE SERVI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DUDUM FINANCIAL AND INSURANCE SERVI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ENDO 1 PARTNERS, LLC THE ENDO 1 PARTNERS, LLC GROUP HEALTH PLAN	TX	$13.1M	$1.1M	BLUECROSS BLUESHIELD OF TEXAS
GOLF MANAGEMENT OPERATING, LLC GOLF MANAGEMENT OPERATING LLC DBA CENTURY GOLF PARTNERS MANAGEMENT COMPREHENSIVE HEALTH AND WELFARE PLAN	TX	$152K	$12K	GLOBE LIFE AND ACCIDENT INSURANCE COMPANY
THE LOS ANGELES COUNTRY CLUB THE LOS ANGELES COUNTRY CLUB GROUP WELFARE BENEFIT PLAN	CA	$88K	$1K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$88K

33.3%

UNITED AMERICAN INSURANCE COMPANY

$152K

33.3%

BLUE CROSS OF CALIFORNIA

$13.1M

33.3%

State

Plans

Premium

State share

Index

$13.3M

0.0%

11.14x

$88K

0.0%

4.25x

Sponsor

Loc

Premium

Comp

Carrier

ENDO 1 PARTNERS, LLC

THE ENDO 1 PARTNERS, LLC GROUP HEALTH PLAN

$13.1M

$1.1M

BLUECROSS BLUESHIELD OF TEXAS

GOLF MANAGEMENT OPERATING, LLC

GOLF MANAGEMENT OPERATING LLC DBA CENTURY GOLF PARTNERS MANAGEMENT COMPREHENSIVE HEALTH AND WELFARE PLAN

$152K

$12K

GLOBE LIFE AND ACCIDENT INSURANCE COMPANY

THE LOS ANGELES COUNTRY CLUB

THE LOS ANGELES COUNTRY CLUB GROUP WELFARE BENEFIT PLAN

$88K

$1K

STANDARD INSURANCE COMPANY