Welfare broker

DOUMAR INSURANCE & FINANCIAL SERVIC

Mailing address (most recent filing)

1928 COMMERCE LANE

SUITE 4

JUPITER, FL 33458

Total comp: $224K
Commissions: $215K
Fees: $10K
Filings: 4
Sponsors: 4

Carrier mix

Where DOUMAR INSURANCE & FINANCIAL SERVIC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.8M	66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$343K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	3	$3.2M	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DOUMAR INSURANCE & FINANCIAL SERVIC's plans by broker comp / premium ratio. Median 6.11% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DOUMAR INSURANCE & FINANCIAL SERVIC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DOUMAR INSURANCE & FINANCIAL SERVIC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VOLORIDGE, LLC VOLORIDGE, LLC WELFARE BENEFIT PLAN	FL	$1.8M	$122K	BLUE CROSS BLUE SHIELD OF FLORIDA
IMPACT LANDSCAPING & IRRIGATION LLC IMPACT LANDSCAPING & IRRIGATION LLC WELFARE BENEFITS PLAN	FL	$1.0M	$63K	BLUE CROSS BLUE SHIELD OF FLORIDA
AXIS HEALTHCARE PARTNERS AXIS HEALTHCARE PARTNERS HEALTH AND WELFARE BENEFIT PLAN	FL	$343K	$17K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$2.8M

66.7%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$343K

33.3%

State

Plans

Premium

State share

Index

$3.2M

0.1%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

VOLORIDGE, LLC

VOLORIDGE, LLC WELFARE BENEFIT PLAN

$1.8M

$122K

BLUE CROSS BLUE SHIELD OF FLORIDA

IMPACT LANDSCAPING & IRRIGATION LLC

IMPACT LANDSCAPING & IRRIGATION LLC WELFARE BENEFITS PLAN

$1.0M

$63K

BLUE CROSS BLUE SHIELD OF FLORIDA

AXIS HEALTHCARE PARTNERS

AXIS HEALTHCARE PARTNERS HEALTH AND WELFARE BENEFIT PLAN

$343K

$17K

CIGNA HEALTH AND LIFE INSURANCE COMPANY