Welfare broker

DOUGLAS W. HOEFER

Mailing address (most recent filing)

16816 EAGLEVIEW DR

LAKEVILLE, MN 55044

Total comp: $105K
Commissions: $105K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where DOUGLAS W. HOEFER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN NATIONAL INSURANCE COMPANY66.7%
UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN NATIONAL INSURANCE COMPANY	2	$1.7M	66.7%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$429K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	3	$2.1M	0.3%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DOUGLAS W. HOEFER's plans by broker comp / premium ratio. Median 9.14% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DOUGLAS W. HOEFER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DOUGLAS W. HOEFER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DUPACO COMMUNITY CREDIT UNION BENEFIT SOURCE TRUST GROUP LIFE INSURANCE PLAN - TRUST	IA	$429K	$86K	UNITED OF OMAHA LIFE INSURANCE COMPANY
DUPACO COMMUNITY CREDIT UNION DUPACO COMMUNITY CREDIT UNION HEALTH CARE PLAN	IA	$856K	$78K	GARDEN STATE LIFE INSURANCE COMPANY
DUPACO COMMUNITY CREDIT UNION DUPACO COMMUNITY CREDIT UNION EMPLOYEE HEALTH CARE PLAN	IA	$856K	$78K	GARDEN STATE LIFE INSURANCE COMPANY

Carrier

Plans

Premium

AMERICAN NATIONAL INSURANCE COMPANY

$1.7M

66.7%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$429K

33.3%

State

Plans

Premium

State share

Index

$2.1M

0.3%

105.23x

Sponsor

Loc

Premium

Comp

Carrier

DUPACO COMMUNITY CREDIT UNION

BENEFIT SOURCE TRUST GROUP LIFE INSURANCE PLAN - TRUST

$429K

$86K

UNITED OF OMAHA LIFE INSURANCE COMPANY

DUPACO COMMUNITY CREDIT UNION

DUPACO COMMUNITY CREDIT UNION HEALTH CARE PLAN

$856K

$78K

GARDEN STATE LIFE INSURANCE COMPANY

DUPACO COMMUNITY CREDIT UNION

DUPACO COMMUNITY CREDIT UNION EMPLOYEE HEALTH CARE PLAN

$856K

$78K

GARDEN STATE LIFE INSURANCE COMPANY