Welfare broker

DOUGLAS H ROEHM

Mailing address (most recent filing)

245 BARCLAY CIRCLE, SUITE 200

ROCHESTER, MI 48307

Total comp: $254K
Commissions: $254K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where DOUGLAS H ROEHM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH33.3%
BLUE CARE NETWORK OF MICHIGAN33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	1	$1.3M	33.3%
BLUE CARE NETWORK OF MICHIGAN	1	$1.4M	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$4.4M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DOUGLAS H ROEHM's plans by broker comp / premium ratio. Median 5.58% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DOUGLAS H ROEHM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DOUGLAS H ROEHM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CAPITAL INTERNAL MEDICINE ASSOCIATES, PC CAPITAL INTERNAL MEDICINE ASSOCIATES, PC EMPLOYEE BENEFITS PLAN	MI	$1.7M	$96K	BLUE CROSS BLUE SHIELD OF MICHIGAN
ANTARES CCR ACQUISITION, LLC. ANTARES CCR ACQUISITION, LLC	MI	$1.4M	$82K	BLUE CARE NETWORK OF MICHIGAN
OAK ELECTRIC SERVICE, INC. OAK ELECTRIC SERVICE, INC. EMPLOYEE BENEFITS PLAN	MI	$1.3M	$72K	PRIORITY HEALTH

Carrier

Plans

Premium

PRIORITY HEALTH

$1.3M

33.3%

BLUE CARE NETWORK OF MICHIGAN

$1.4M

33.3%

BLUE CROSS OF CALIFORNIA

$1.7M

33.3%

State

Plans

Premium

State share

Index

$4.4M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

CAPITAL INTERNAL MEDICINE ASSOCIATES, PC

CAPITAL INTERNAL MEDICINE ASSOCIATES, PC EMPLOYEE BENEFITS PLAN

$1.7M

$96K

BLUE CROSS BLUE SHIELD OF MICHIGAN

ANTARES CCR ACQUISITION, LLC.

ANTARES CCR ACQUISITION, LLC

$1.4M

$82K

BLUE CARE NETWORK OF MICHIGAN

OAK ELECTRIC SERVICE, INC.

OAK ELECTRIC SERVICE, INC. EMPLOYEE BENEFITS PLAN

$1.3M

$72K

PRIORITY HEALTH