Welfare broker

DIVERSIFIED EMPLOYEE BENEFITS SERV.

Mailing address (most recent filing)

SERVICES

2135 NW MILITARY HWY

SAN ANTONIO, TX 782131866

Total comp: $116K
Commissions: $12K
Fees: $104K
Filings: 1
Sponsors: 1

Carrier mix

Where DIVERSIFIED EMPLOYEE BENEFITS SERV. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$2.8M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DIVERSIFIED EMPLOYEE BENEFITS SERV.'s plans by broker comp / premium ratio. Median 8.05% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DIVERSIFIED EMPLOYEE BENEFITS SERV.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DIVERSIFIED EMPLOYEE BENEFITS SERV. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PAYNE AUTO GROUP PAYNE AUTO GROUP	TX	$2.8M	$227K	UNITEDHEALTHCARE INSURANCE COMPANY