Welfare broker

DIVERSIFIED BENEFIT SERVICES INSURA

Mailing address (most recent filing)

1391 W SHAW AVE SUITE A

FRESNO, CA 93711

Total comp: $146K
Commissions: $146K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where DIVERSIFIED BENEFIT SERVICES INSURA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
CALIFORNIA PHYSICIANS SERVICE50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$2.0M	50.0%
CALIFORNIA PHYSICIANS SERVICE	1	$1.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$3.4M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DIVERSIFIED BENEFIT SERVICES INSURA's plans by broker comp / premium ratio. Median 6.30% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DIVERSIFIED BENEFIT SERVICES INSURA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DIVERSIFIED BENEFIT SERVICES INSURA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CEDAR AVENUE RECYCLING AND TRANSFER STATION CEDAR AVENUE RECYCLING AND TRANSFER STATION HEALTH & WELFARE PLAN	CA	$2.0M	$121K	KAISER FOUNDATION HEALTH PLAN, INC.
ELECTRIC MOTOR SHOP, INC. ELECTRIC MOTOR SHOP, INC. HEALTH & WELFARE PLAN	CA	$1.4M	$91K	CALIFORNIA PHYSICIAN'S SERVICES

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$2.0M

50.0%

CALIFORNIA PHYSICIANS SERVICE

$1.4M

50.0%

State

Plans

Premium

State share

Index

$3.4M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

CEDAR AVENUE RECYCLING AND TRANSFER STATION

CEDAR AVENUE RECYCLING AND TRANSFER STATION HEALTH & WELFARE PLAN

$2.0M

$121K

KAISER FOUNDATION HEALTH PLAN, INC.

ELECTRIC MOTOR SHOP, INC.

ELECTRIC MOTOR SHOP, INC. HEALTH & WELFARE PLAN

$1.4M

$91K

CALIFORNIA PHYSICIAN'S SERVICES