Welfare broker

DISTINTIVE INSURANCE

Mailing address (most recent filing)

9555 HILLWOOD DRIVE

SUITE 140

LAS VEGAS, NV 89134

Total comp: $87K
Commissions: $61K
Fees: $26K
Filings: 2
Sponsors: 2

Carrier mix

Where DISTINTIVE INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.6M	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$223K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NV	2	$1.8M	0.4%	226.12x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DISTINTIVE INSURANCE's plans by broker comp / premium ratio. Median 5.54% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DISTINTIVE INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DISTINTIVE INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SILVER STATE SCHOOLS CREDIT UNION SILVER STATE SCHOOLS CREDIT UNION HEALTHCARE PLAN	NV	$1.6M	$72K	HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE
SILVER STATE SCHOOLS CREDIT UNION SILVER STATE SCHOOLS CREDIT UNION DENTAL/VISION/LIFE PLAN	NV	$223K	$15K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.6M

50.0%

METROPOLITAN LIFE INSURANCE COMPANY

$223K

50.0%

State

Plans

Premium

State share

Index

$1.8M

0.4%

226.12x

Sponsor

Loc

Premium

Comp

Carrier

SILVER STATE SCHOOLS CREDIT UNION

SILVER STATE SCHOOLS CREDIT UNION HEALTHCARE PLAN

$1.6M

$72K

HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE

SILVER STATE SCHOOLS CREDIT UNION

SILVER STATE SCHOOLS CREDIT UNION DENTAL/VISION/LIFE PLAN

$223K

$15K

METROPOLITAN LIFE INSURANCE COMPANY