Welfare broker

DIRECT ENTERPRISES LLC

Mailing address (most recent filing)

30 E SOUTHHAMPTON DR - UNIT 105

COLUMBIA, MO 65203

Total comp: $36K
Commissions: $26K
Fees: $11K
Filings: 1
Sponsors: 1

Carrier mix

Where DIRECT ENTERPRISES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$649K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$649K	0.0%	18.03x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DIRECT ENTERPRISES LLC's plans by broker comp / premium ratio. Median 7.56% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of DIRECT ENTERPRISES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DIRECT ENTERPRISES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UPPER CRUST FOOD SERVICE UPPER CRUST FOOD SERVICE LLC EMPLOYEE BENEFIT(S) PLAN	MO	$649K	$49K	UNITEDHEALTHCARE INSURANCE COMPANY