Welfare broker

DETRUDE & COMPANY INC.

Mailing address (most recent filing)

1200 WEST CARMEL DRIVE

CARMEL, IN 46032

Total comp: $359K
Commissions: $337K
Fees: $22K
Filings: 3
Sponsors: 3

Carrier mix

Where DETRUDE & COMPANY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$117K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$5.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	2	$5.6M	0.1%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DETRUDE & COMPANY INC.'s plans by broker comp / premium ratio. Median 8.67% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DETRUDE & COMPANY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DETRUDE & COMPANY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BARNES & THORNBURG LLP BARNES & THORNBURG LLP EMPLOYEE BENEFIT PLAN	IN	$5.5M	$366K	ANTHEM INSURANCE COMPANIES, INC.
CSO ARCHITECTS, INC. CSO ARCHITECTS, INC. WELFARE BENEFIT PLAN	IN	$117K	$13K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$117K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$5.5M

50.0%

State

Plans

Premium

State share

Index

$5.6M

0.1%

33.97x

Sponsor

Loc

Premium

Comp

Carrier

BARNES & THORNBURG LLP

BARNES & THORNBURG LLP EMPLOYEE BENEFIT PLAN

$5.5M

$366K

ANTHEM INSURANCE COMPANIES, INC.

CSO ARCHITECTS, INC.

CSO ARCHITECTS, INC. WELFARE BENEFIT PLAN

$117K

$13K

UNUM LIFE INSURANCE COMPANY OF AMERICA