Welfare broker

DESTEFANO, DANIEL S

Mailing address (most recent filing)

128 GOLFVIEW DRIVE

MCMURRAY, PA 15317

Total comp: $182K
Commissions: $182K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where DESTEFANO, DANIEL S places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$6.6M	66.7%
AETNA LIFE INSURANCE COMPANY	1	$130K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	3	$6.7M	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DESTEFANO, DANIEL S's plans by broker comp / premium ratio. Median 3.04% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DESTEFANO, DANIEL S's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DESTEFANO, DANIEL S is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NICHE.COM NICHE.COM HEALTH AND WELFARE PLAN	PA	$3.7M	$194K	HIGHMARK INC.
ROHRICH AUTOMOTIVE GROUP ROHRICH AUTOMOTIVE GROUP HEALTH AND WELFARE BENEFIT PLAN	PA	$2.9M	$89K	HIGHMARK INC
CONNORS & ASSOCIATES LLC DBA CONNORS GROUP CONNORS GROUP HEALTH & WELFARE PLAN	PA	$130K	$1K	AETNA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$6.6M

66.7%

AETNA LIFE INSURANCE COMPANY

$130K

33.3%

State

Plans

Premium

State share

Index

$6.7M

0.1%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

NICHE.COM

NICHE.COM HEALTH AND WELFARE PLAN

$3.7M

$194K

HIGHMARK INC.

ROHRICH AUTOMOTIVE GROUP

ROHRICH AUTOMOTIVE GROUP HEALTH AND WELFARE BENEFIT PLAN

$2.9M

$89K

HIGHMARK INC

CONNORS & ASSOCIATES LLC DBA CONNORS GROUP

CONNORS GROUP HEALTH & WELFARE PLAN

$130K

$1K

AETNA LIFE INSURANCE COMPANY