Welfare broker

DESTEFANO, DANIEL S

Mailing address (most recent filing)

128 GOLFVIEW DRIVE

MCMURRAY, PA 15317

Total comp: $182K
Commissions: $182K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where DESTEFANO, DANIEL S places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$6.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$6.2M	0.0%	24.17x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DESTEFANO, DANIEL S's plans by broker comp / premium ratio. Median 3.40% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of DESTEFANO, DANIEL S's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DESTEFANO, DANIEL S is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NICHE.COM NICHE.COM HEALTH AND WELFARE PLAN	PA	$3.2M	$122K	HIGHMARK INC.
ROHRICH AUTOMOTIVE GROUP ROHRICH AUTOMOTIVE GROUP HEALTH AND WELFARE BENEFIT PLAN	PA	$3.0M	$90K	HIGHMARK INC