Welfare broker

DESIGN BENEFITS INC

Mailing address (most recent filing)

PO BOX 6009

2676 GARTH ROAD

CHARLOTTESVILLE, VA 22901

Total comp: $52K
Commissions: $52K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where DESIGN BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	2	$2.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	2	$2.7M	0.1%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DESIGN BENEFITS INC's plans by broker comp / premium ratio. Median 1.97% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DESIGN BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DESIGN BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MWP SUPPLY DBA CARDINAL HOME CENTER MWP SUPPLY DBA CARDINAL HOME CENTER EMPLOYEE BENEFITS PLAN	VA	$1.4M	$27K	HEALTHKEEPERS, INC.
MADISON WOOD PRESERVERS MADISON WOOD PRESERVERS EMPLOYEE BENEFITS PLAN	VA	$1.3M	$27K	HEALTHKEEPERS, INC.

Carrier

Plans

Premium

ANTHEM LIFE INSURANCE COMPANY

$2.7M

100.0%

State

Plans

Premium

State share

Index

$2.7M

0.1%

45.89x

Sponsor

Loc

Premium

Comp

Carrier

MWP SUPPLY DBA CARDINAL HOME CENTER

MWP SUPPLY DBA CARDINAL HOME CENTER EMPLOYEE BENEFITS PLAN

$1.4M

$27K

HEALTHKEEPERS, INC.

MADISON WOOD PRESERVERS

MADISON WOOD PRESERVERS EMPLOYEE BENEFITS PLAN

$1.3M

$27K

HEALTHKEEPERS, INC.