Welfare broker

DEREN FINANCIAL GROUP DBA GROUP BEN

Mailing address (most recent filing)

1736 E SUNSHINE ST

SPRINGFIELD, MO 65804

Total comp: $9K
Commissions: $9K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where DEREN FINANCIAL GROUP DBA GROUP BEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$0	0.1%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEREN FINANCIAL GROUP DBA GROUP BEN's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of DEREN FINANCIAL GROUP DBA GROUP BEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DEREN FINANCIAL GROUP DBA GROUP BEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OLATHE FORD SALES INC OLATHE FORD SALES INC HEALTH INSURANCE PLAN	KS	$0	$12K	RELIANCE STANDARD LIFE INS CO