Welfare broker

DEREK TEMPLE

Mailing address (most recent filing)

59259 VAN DYK

WSHINGTON, MI 48094

Total comp: $35K
Commissions: $35K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where DEREK TEMPLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$1.7M	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEREK TEMPLE's plans by broker comp / premium ratio. Median 4.63% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DEREK TEMPLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DEREK TEMPLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
H. EIKENHOUT AND SONS, INC. H. EIKENHOUT AND SONS, INC. GROUP INSURANCE PLAN	MI	$1.7M	$78K	BLUE CARE NETWORK OF MICHIGAN