Welfare broker

DENNIS R. SHIELS & ASSOCIATES INC.

Mailing address (most recent filing)

9200 MONTGOMERY RD., BLDG E #17B

MORRIS, IL 60450

Total comp: $367K
Commissions: $351K
Fees: $15K
Filings: 8
Sponsors: 8

Carrier mix

Where DENNIS R. SHIELS & ASSOCIATES INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$683K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$683K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DENNIS R. SHIELS & ASSOCIATES INC.'s plans by broker comp / premium ratio. Median 5.58% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DENNIS R. SHIELS & ASSOCIATES INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DENNIS R. SHIELS & ASSOCIATES INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GILLIGAN COMPANY, LLC GILLIGAN COMPANY, LLC GROUP HEALTH BENEFIT PLAN	OH	$683K	$38K	BERKLEY ACCIDENT & HEALTH INSURANCE

Carrier

Plans

Premium

BERKLEY LIFE AND HEALTH INSURANCE COMPANY

$683K

100.0%

State

Plans

Premium

State share

Index

$683K

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

GILLIGAN COMPANY, LLC

GILLIGAN COMPANY, LLC GROUP HEALTH BENEFIT PLAN

$683K

$38K

BERKLEY ACCIDENT & HEALTH INSURANCE